Get pet insurance early because most plans will not cover pre-existing conditions. Cats and dogs are often considered family members, which may explain why U.S. pet owners are increasingly investing in pet insurance. According to the North American Pet Health Insurance Association, pet owners spent more than $1 billion on pet insurance in 2017, insuring 2.1 million pets in the United States and Canada, a nearly 17 percent jump from the previous year. If you're thinking about getting pet insurance, here are some factors experts suggest owners consider, from premiums to genetics to overall quality of care. Click here for this post with More Information from US News & World Report..